MyInstantOffer Loans – Manage Your Lending Club Login


UPDATED:  June 3, 2017 – MyInstantOffer provides pre-approved peer-to-peer loans with varying interest rates depending on individuals credit score. For information on how MyInstantOffer can help your financial needs visit Reviews and see what your peers have said about their experiences. Most people receive a postcard or email invitation to access the website’s Lending Club Login and lending information. We are in no way affiliated with MyInstantOffer, continue reading for Lending Club Login access.

MyInstantOffer is a marketing tool used by Lending Club to invite people to take loans.  Lending Club established in 2007  by venture capitalists and used social media to develop Peer-to-peer lending, otherwise known as P2P lending.  It lends money to individuals or businesses by matching lenders directly with borrowers using social media.

How MyInstantOffer Works For You

myinstantofferApplying is simple, and almost fun.  First, however, get your credit score from one of the many credit websites like  Also, a suggestion is to know how much of a loan you would like to get before you go on.  Go t0 it will ask for a code, but if you don’t have a code, there is a prompt that says “Don’t have your code? Click Here.” Enter your loan amounts $1,000 to $40,000, the purpose of the loan and what your credit score range is.

There are several benefits; one is the ease of filling out the form.   Another is that with one click, you will receive a custom rate for your loan.  However, given your credit score, the rate may be rather high.

There are many methods to improving your credit score such as keeping your balance below 3% of your maximum and not closing unused credit cards. The range of the rates of the loans is from 6.03% to 26.06%.   You can pay off the loan at any time without penalty.


The standard loan period is three years.  However, there is an option for a  five-year period, but it is available with additional fees and at a higher interest rate.  For most people, the high payments can make it difficult to pay back.

A suggestion is only to borrow as much as you need.  Also, if you live in: Iowa, Idaho, Maine, North Dakota, or Nebraska, you will not be allowed to apply for a loan.

Because it has a non-traditional and unlikely loan application, many questions if it is a legitimate company. In fact, they have a very solid rating from the Better Business Bureau. If you have an experience you would like to share it is encouraged you visit Reviews.

Creating Your Lending Club Login

To begin customers will have to find the email or postcard they received that contains their Personal Funding Code. Without this code, individuals will not be abe to move forward. Enter your code where it is required and hit the “Next” button. You will then be prompted to enter persona information and create your Lending Club Login. When choosing your username, make sure it is easy to remember but not easy for others to guess. Your password should contain letters, numbers, and special characters to ensure complete identity theft protection.

Login Issues

If you forgot your Lending Club Login, please see Username Recovery
If you forgot your MyInstantOffer password, please see Reset Your Password


NOTE: We are not an affiliate with MyInstantOffer, and you should NOT contact us with any sensitive information that is of a personal nature. We are merely a resource that provides information.

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